Sound Money Calculator · Three Eras

Everything priced in gold.

A house, a car, a loaf of bread — in USD, gold ounces, and silver ounces across three monetary eras: 1913 (classical gold standard), 1970 (Bretton Woods), and today.

Three eras of American money — everyday prices in USD, Gold & Silver (prices as of March 2026)

Read more in this series: Three eras of money A family through time What 1 oz of gold buys
March 2026 Reference Rates
GOLD $4,560/oz
SILVER $77/oz
RATIO 59:1
Enter today’s spot prices to update all calculations ↓ All tables recalculate instantly

Time Machine Calculator

Enter any amount and see its purchasing power across all three eras

Price Ratios: How Far Has Each Currency Fallen?

Comparing what it costs to buy common items — measured in gold oz (lower = gold gained value)

Cheaper today in metal terms
More expensive today in metal terms
Roughly the same

Data Sources

Gold & Silver Prices: LBMA (London Bullion Market Association) historical spot prices; 1913 & 1970 values from US Treasury official rates.

Consumer Prices: US Bureau of Labor Statistics (BLS) Consumer Price Index historical data; Historical Statistics of the United States (Census Bureau) for pre-1913 prices.

Housing & Rent: US Census Bureau median home values; HUD Fair Market Rent data.

Income Data: Census Bureau Current Population Survey (CPS) historical income tables.

Education: National Center for Education Statistics (NCES) Digest of Education Statistics.

Healthcare: Centers for Medicare & Medicaid Services (CMS) National Health Expenditure data.

Purchasing Power: Federal Reserve Bank of Minneapolis CPI Calculator; BLS Inflation Calculator.

2026 prices reflect March 2026 market data. Historical prices are approximate annual averages for the stated year. Gold/silver conversions use the official or market price for each respective era.